Optimizing Crypto Utility: Top Apps for Real-World Spending and Earning in 2023

The integration of cryptocurrency into everyday life has significantly advanced. With a plethora of apps available, it's now easier to spend and earn crypto in the real world. In this article, we will explore the best apps for both spending and earning cryptocurrency, making it practical for everyday use.

1. Spending Cryptocurrency: Seamless Integration into Daily Life

Crypto Debit Cards: A standout option for spending crypto is the use of crypto debit cards. These function similarly to regular debit cards but use cryptocurrency instead of fiat money. Users can load their cryptocurrency onto the card, making it usable for purchases at any location where debit or credit cards are accepted​​. Some of these cards, like the CryptoWallet.com card, allow spending over 800 cryptocurrencies and convert crypto from your wallet at the point of sale​​.

Converting Crypto to Cash: Traditional methods of converting cryptocurrency into cash involve using cryptocurrency exchanges. These platforms enable users to sell their crypto for cash and transfer it to their bank accounts. Popular exchanges supporting this method include Binance, Coinbase, and Kraken​​. Additionally, crypto ATMs offer a way to instantly convert and withdraw cash from cryptocurrencies​​.

Online Shopping: Many online platforms now accept cryptocurrencies. Major retailers like Overstock, Newegg, and Shopify, along with numerous smaller stores, have embraced crypto payments. Even for larger purchases like cars or real estate, platforms like AutoCoinCars and Crypto Real Estate cater to crypto transactions​​.

Physical Stores and Gift Cards: Some brick-and-mortar stores, including Starbucks, Whole Foods, and NewEgg, accept cryptocurrencies. Additionally, platforms like BitRefill allow users to purchase gift cards with cryptocurrencies for a wide range of stores​​.

2. Earning Cryptocurrency: Platforms to Grow Your Digital Assets

eToro: eToro, a global brokerage and crypto exchange, stands out with its simple pricing structure and support for over 75 cryptocurrencies. It offers features like social trading, mobile charting tools, and a copy trading platform, although it has higher fees for active crypto trading​​​​.

Bitget: Ideal for beginners, Bitget allows easy buying and selling of crypto, With its low fee structure it makes it very accessible for those who are just dipping their feet in the world of crypto. Besides the top cryptocurrencies, Bitget offers a wide variety of assets offering a vast range of trading options​​.

Kraken: Known for margin trading with up to 5x leverage, Kraken offers very low margin trading fees and customizable mobile charts. It supports staking on 16 different coins, with reward rates up to 21% APY​​.

Crypto.com: This app is notable for its low exchange fees, offering access to Bitcoin and over 250 altcoins. It also provides a rewards Visa credit card and simple crypto transfers​​​​.

Binance: Binance offers the lowest trading fees and supports trading on more than 350 coins. It also features integrated staking and lending services with advanced mobile charting tools​​​​.

In conclusion, the landscape of cryptocurrency usage is evolving, with numerous apps facilitating both spending and earning opportunities. Whether you're looking to integrate crypto into your daily purchases or grow your digital asset portfolio, these apps offer a range of functionalities to cater to various needs. Remember, the choice of app depends on individual preferences and needs, such as ease of use, fee structure, and available features.

Feeling ready? Start your trading today with Bitget!

Disclaimer: The opinions expressed in this article are for informational purposes only. This article does not constitute an endorsement of any of the products and services discussed or investment, financial, or trading advice. Qualified professionals should be consulted prior to making financial decisions.